Finance

Auto Loan Center in ,

Finding the perfect auto loan is one of the most important steps when shopping for your next vehicle. Sifting through all of the available options on your own, though, can be a bit overwhelming. Luckily, when you shop with Pearson Ford you have a team of knowledgeable, friendly professionals by your side through it all. From filling out the vehicle financing application to understanding your buying power, we have your back. But how can you kickstart the process?

How to Apply for Vehicle Financing

When you are ready to begin the journey of finding the right auto loan package for you and your wallet, you have two options. You can either come by the dealership to apply, or you can fill out the application online from anywhere. You also have the choice between applying once you have found the perfect new Ford vehicle, or beforehand, to better understand what your budget should look like. From there, we will handle the running of numbers, and present you with some of the best options available.

At Pearson Ford, we work with numerous lenders to ensure each and every customer is offered a rate they feel comfortable signing off on. Whether you have no credit history, poor credit, or a perfect credit score, there is something out there that will help you get behind the wheel of a great vehicle, and we will do everything in our power to help you find it. Once you have been presented with a couple of the best loans available, we will walk you through the pros and cons of each, leading you to a decision that satisfies your needs. Then you just have to sign on the dotted line, and the vehicle will be yours. It is a simple and easy process, but it is understandable if you are still feeling weary. How do you know taking out a loan is a good idea for you?

Is Financing a Car a Good Idea?

The steps to applying for and getting an auto loan are simple. But knowing if you should follow said steps can be a little less straightforward. In most cases, financing a car is a good idea – even if you are shopping for less expensive used vehicles for sale. There are other options such as paying for the vehicle outright, or leasing, if you are looking at new models. But financing is the only option that both avoids clearing out your savings account and leads to owning the car in the end. Auto loans help to spread out the cost of a vehicle and allow you to spend a little more money than you could otherwise, ensuring you get safe and reliable transportation. And when you look at it that way, there really is no denying the benefit of a good loan.

How Can I Qualify for Better Loan Rates?

If you apply for an auto loan and are not quite satisfied with the rates you qualify for, do not let that discourage you. There are many ways to build your credit, which can lead to better financing options, and our team is here to help. We may suggest you take out a credit card to pay for your groceries, paying it off at the end of every month. We can also look at your credit utilization, current loans, and more if you want personalized assistance in building your credit. Once you have successfully raised your credit score, you will likely qualify for better auto loan rates. It might sound daunting, but we will be by your side, helping you do everything you need.

Car Loans at Pearson Ford

If you are ready to apply for a car loan or learn how to build your credit to qualify for the best financing rates out there, contact us at Pearson Ford today. We are ready to help you get the vehicle you have been eyeing, and look forward to doing so! See you soon.

Phone Numbers:Parts Hours:
  • Mon - Fri8:00 AM - 6:00 PM
  • Sat8:00 AM - 1:00 PM
  • SunClosed
Collision Hours:
  • Mon - Fri7:30 AM - 5:30 PM
  • Sat - SunClosed
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